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Welcome to our first quarterly newsletter for 2023.

Capital gains tax can be tricky and knowing when it should be applied or how it is calculated is even more confusing. This article may provide a little more clarity.

Salary sacrificing part of your salary into your super early on could benefit you when you retire. We explain how salary sacrificing works and what the long-term benefits are.

Building an investment portfolio takes time as well as knowledge. Here, we delve into the risk and return for various asset classes.

Retirement may be a long way off, or just around the corner. Knowing how much you need in retirement comes down to the type of lifestyle you want. We’ve provided a few things to consider to ensure you can enjoy the retirement you deserve.

As we tick over to a new year, most of us have probably made some sort of New Year’s resolution. Having smaller monthly goals might make it easier to keep those promises we make to ourselves and achieve our goals. 

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on Phone: 02 9054 1230 or email patrik@thrivefinancialgroup.com.au

Kind regards,

Patrik Vachan

Understanding capital gains tax

Don’t be put off – here’s a quick guide to help you understand capital gains tax. Read more >>>

Salary sacrificing into super

Pay some of your pre-tax salary into super. Read more >>>

Risks to consider when building a portfolio

An understanding of the risk and return characteristics of various asset classes is vital to the portfolio construction process. Read more >>>

How much do you need to retire

You’ve spent decades working, so you don’t want to spend your retirement years scrimping for cash.

How can you make sure that doesn’t happen?

Read more >>>

Stepping stones to reach your goals

Replacing one big resolution with smaller monthly goals might be key to keeping those promises we make to ourselves and achieving our goals. Read more >>>